Long-Term Investing Course in Pune
Our long-term investing course in Pune is about the money you don't want to gamble with. You'll learn how to plan for your goals, choose between shares, funds, FDs and bonds, and build a simple portfolio you can review once a year and otherwise leave alone.
- Duration
- 4 weeks
- Schedule
- Weekend or weekday evening
- Mode
- Classroom · Online
- Language
- English · मराठी
- Batches
- New batch every month
Investment classes for building wealth slowly, and safely
Most families in Pune have money in FDs, a few mutual funds, some gold, maybe shares a relative suggested years ago. Very few have a plan that ties it all together. That's not because it's complicated. It's because nobody sat down and explained it without trying to sell a product at the end.
This course does exactly that. We start with the foundations: a budget, an emergency fund and the right insurance. Then we compare every major option, from equity funds to debt funds, bonds and FDs, in plain words. You'll set an asset allocation for your goals, choose between SIP, STP and SWP, and learn to rebalance once a year. It suits working professionals, homemakers and retirees alike, and it's taught in English or Marathi.
This course is for you if
- You want your savings to grow without trading
- You want to understand FDs, funds and bonds properly
- You're planning for retirement, a home or your children
- You'd like to manage family money with confidence
It's not for you if
- You want fast returns this year
- You want trading setups (try Technical Analysis)
- You want someone to pick funds for you
- You're not willing to hold through bad years
How our long-term investing classes are run
Your goals, not ours
We start with your own goals and timeline, then build the lessons around them. A retiree and a 25-year-old leave with very different plans.
Every product compared fairly
FDs, debt funds, bonds, equity funds and gold are compared on the same simple scale: risk, return, liquidity and tax. No product is pushed.
A plan you actually write
Each week you complete one part of your own plan. By the end you have a written allocation and a yearly review checklist.
Long-term investing course syllabus: four modules
Four weeks of live teaching, one module a week, with a small task for your own plan between classes. Tap a module to see what's inside.
Download the full syllabus (PDF) ↓01 Money foundations Week 1
- Budgeting and savings rate
- Emergency fund: how much and where
- Term insurance and health insurance
- Setting clear financial goals
02 Asset classes explained Week 2
- Equity: shares, index and active funds
- FD vs debt funds vs bonds
- Yield, YTM and duration in plain words
- Gold and real estate, honestly compared
03 Building your portfolio Week 3
- Asset allocation for your goals
- SIP, STP and SWP
- Core-satellite portfolios
- Choosing funds: costs and consistency
04 Maintaining it for years Week 4
- Rebalancing once a year
- Capital gains tax on shares and funds
- Behaviour: avoiding panic and hype
- Your yearly review checklist
Investing terms you'll understand properly
- SIP
- A systematic investment plan. You invest a fixed amount every month, whatever the market does.
- Asset allocation
- How your money is split between equity, debt and gold. It matters more than which fund you pick.
- Rebalancing
- Bringing your portfolio back to its target split, usually once a year.
- Index fund
- A fund that simply copies an index like Nifty 50. Low cost and easy to understand.
- Expense ratio
- The yearly fee a fund charges. Small differences add up over 20 years.
- Compounding
- Earning returns on your returns. It's slow at first and powerful later.
- Debt fund
- A fund that invests in bonds and similar instruments. Usually steadier than equity.
- YTM
- Yield to maturity: the return a bond gives if held to the end, in plain words.
- Core-satellite
- A simple core of index funds, with a small part for other ideas around it.
- Emergency fund
- Six months of expenses kept safe and easy to access, before you invest anything.
Walk through a real portfolio decision, one line at a time
Every portfolio decision in class is written up on the same seven-line sheet. This one happened during a market fall, the moment most investors panic. It shows why a written plan matters more than a forecast.
- Market data at least 30 days old, per SEBI's education rules
- Losing trades on the board, not just the winners
- Paper-traded first, so the habit forms before real money
We start with the person, not the product: their age, income, goal and how long they can leave the money invested.
Six months of expenses were set aside first. Then an asset allocation was chosen to match a 15-year goal: 70% equity, 30% debt.
The plan starts with two monthly SIPs, one in a low-cost index fund and one in a debt fund, split 70 to 30.
The written plan says: once a year, or whenever equity drifts more than 5% from 70%, rebalance back to target.
A market fall pulls the equity portion down to 62% of the portfolio. Headlines are gloomy and friends are selling.
Instead of selling, some debt was moved into equity to restore 70%. SIPs continued as usual. Nothing was sold in panic.
The fall felt scary, but the plan had already decided what to do. When markets recovered, the rebalanced portfolio recovered faster.
Tools you'll use to plan and track your investments
Long-term investing needs very few tools, used well. These are the statements and templates we use to plan and review a portfolio.
Everything included in the long-term investing course
Long-term investing course timings and details
Many investing students are families and retirees, so batches are calm and unhurried, on weekend mornings or weekday evenings, over four weeks.
New batches start every month. Ask on WhatsApp for the next one.
Sharad Gaikwad
Sharad teaches this course the way he would explain money to his own family: goals first, simple products, low costs and a plan you will actually stick to when markets fall.
"A good long-term plan is boring. You set it up properly once, check it every year, and ignore the noise in between."
How to choose an investment course in Pune
Investment courses are often run by people selling investment products. These six questions help you find one that stays neutral.
Read our full comparison of Pune institutes →- 01 Is it product-neutral? A course linked to selling funds or insurance has a conflict of interest.
- 02 Does it start with foundations? Emergency fund and insurance should come before any investing.
- 03 Do they promise returns? No honest course can promise how much your portfolio will grow.
- 04 Do they cover debt and bonds too? A long-term plan needs more than equity. FDs, debt funds and bonds matter.
- 05 Do they teach rebalancing? Maintaining a portfolio matters as much as building it.
- 06 Is it plain language? You should understand every term, not just nod along.
Who is this long-term investing course for?
It's for anyone who wants to grow savings over years without trading: working professionals, homemakers, retirees and young earners. You don't need any market experience, although Equity Market Basics first is helpful.
Is this course about mutual funds or shares?
Both, and more. We cover shares, index and active mutual funds, FDs, debt funds, bonds and gold, and how they fit together in one portfolio based on your goals.
What is the difference between SIP, STP and SWP?
A SIP invests a fixed amount regularly. An STP moves money gradually from one fund to another, often from debt to equity. An SWP withdraws a fixed amount regularly, which is useful in retirement. We cover when to use each.
Is this course suitable for retirees?
Yes. We cover how to generate regular income safely, how debt funds and bonds work, and how to use SWPs. Classes are calm and available in Marathi.
How long is the long-term investing course?
It runs for 4 weeks, one module a week. Weekend batches meet on Saturday and Sunday, and weekday batches meet on Tuesday and Thursday evenings from 7:30 pm. New batches start every month.
Will you tell me which funds to buy?
No. We are an education institute, not a SEBI-registered investment adviser. We teach you how to evaluate options and build your own plan.
Can I join online?
Yes. Every batch runs live online alongside the Katraj classroom, with recordings shared the same day.
Is it taught in Marathi?
Yes. Concepts can be explained in Marathi, and you can ask questions in Marathi or English.
Do I get a certificate?
Yes. You get a Stock Classes Pune completion certificate when you finish the course.
How do I get fee details?
We share fee details at the free demo class or on WhatsApp, along with what the group and 1-to-1 plans include.
Where to go after long-term investing
Want to judge individual companies too? Continue to our fundamental analysis course, or see all share market classes in Pune.
Sit in on an investing class first.
A free demo lecture, in the classroom or online. Bring your questions.